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Last Updated: May 24, 2024.
Welcome to DnDSavings.com, an online banking platform operated by DnD Savings (hereinafter referred to as "we," "us," or "our"). By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions (the "Terms"). Please read these Terms carefully. If you do not agree with these Terms, you must not access or use our services.
Table of Contents
1. Acceptance of Terms
2. Definitions
3. Eligibility
4. Account Registration
5. Use of Services
6. Deposits and Withdrawals
7. Fees and Charges
8. Interest Rates
9. Privacy Policy
10. Security
11. Intellectual Property
12. Third-Party Services
13. Limitation of Liability
14. Indemnification
15. Governing Law
16. Changes to Terms
17. Contact Information
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By accessing or using DnDSavings.com, you acknowledge that you have read, understood, and agree to be bound by these Terms. These Terms govern your use of our services and any related content, features, or applications. If you do not agree to these Terms, you must refrain from using our services.
"Services" refers to all products, features, and functionalities provided by DnD Savings through our website, including but not limited to account management, online banking, and other financial services.
"User" refers to any individual or entity that accesses or uses our services.
"Account" refers to the bank account established by the User with DnD Savings.
To use our services, you must meet the following eligibility criteria:
-You must be at least 18 years of age or the age of majority in your jurisdiction.
- You must be a resident of a jurisdiction where DnD Savings is authorized to operate.
- You must provide accurate and complete information during the registration process.
By using our services, you represent and warrant that you meet these eligibility requirements.
To access certain features of our services, you must create an account. The registration process involves:
- Providing accurate personal information, including your name, address, email, and Social Security number (or equivalent).
- Creating a secure password.
- Agreeing to our Terms and Privacy Policy.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
You agree to use our services only for lawful purposes and in accordance with these Terms. You will not:
- Use the services in any manner that violates any applicable federal, state, local, or international law or regulation.
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the services, or which may harm DnD Savings or users of the services.
- Impersonate or attempt to impersonate DnD Savings, a DnD Savings employee, another user, or any other person or entity.
6.1 Deposits
You can deposit funds into your account through various methods, including:
- Direct deposit
- Electronic funds transfer (EFT)
- Wire transfer
- Check deposit via mobile app or mail
All deposits are subject to verification and may be held for a specific period.
6.2 Withdrawals
You may withdraw funds from your account using the following methods:
- Electronic funds transfer to an external bank account
- Check issuance
- ATM withdrawals (if applicable)
Withdrawals are subject to our processing times and may incur fees as outlined in our Fee Schedule.
Our services may be subject to certain fees and charges. These may include:
- Monthly maintenance fees
- Transaction fees
- ATM fees
- Overdraft fees
A detailed Fee Schedule is available on our website, and we reserve the right to modify our fees at any time with prior notice.
Interest rates for your account may vary based on market conditions and account type. We will provide you with information regarding current interest rates at the time of account opening and periodically thereafter.
Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
We take the security of your information seriously and implement various measures to protect your account and personal information. However, you are responsible for maintaining the confidentiality of your account credentials and must notify us immediately if you suspect any unauthorized access.
All content on DnDSavings.com, including text, graphics, logos, and software, is the property of DnD Savings and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written consent.
Our services may contain links to third-party websites or services that are not owned or controlled by DnD Savings. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party services. You acknowledge and agree that DnD Savings shall not be liable for any damages or losses caused by your use of any third-party services.
To the fullest extent permitted by applicable law, DnD Savings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, including but not limited to loss of profits, data, or other intangible losses.
You agree to indemnify, defend, and hold harmless DnD Savings, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, your violation of these Terms, or your violation of any rights of another party.
These Terms shall be governed by and construed in accordance with the laws of the state in which DnD Savings is incorporated, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or your use of our services shall be resolved in the state or federal courts located in that state.
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website and updating the "Last Updated" date at the top of this page. Your continued use of our services after any changes constitutes your acceptance of the new Terms.
If you have any questions or concerns about these Terms or our services, please contact us at:
**DnD Savings**
Email: support@DnDSavings.com
Phone: [Phone Number]
Address: [ Company Address]
By using DnDSavings.com, you acknowledge that you have read and understood these Terms and agree to be bound by them. Thank you for choosing DnD Savings as your online banking provider.